Individual Health Insurance
Helping each individual find the right policy for them and their families
Consumer Directed Approaches
Working with clients to help their employees become more engaged in their healthcare
Wellness Programs
Developing comprehensive wellness programs to help alleviate the strain of health care costs
Life, Disability & Worksite Benefits
Ensuring that employees and employers are protected
Executive Compensation
Customizing approaches so that each client can meet their needs and the needs of their firm
News
Below are the some of the recent versions of our newsletter Perspectives. These newsletters explore many of the benefit topics making headlines today.
- Live Well, Work Well September Edition
- Posted: 09/01/2010 |PDF
- Live Well, Work Well August Edition
- Posted: 08/02/2010 |PDF
- Live Well, Work Well July Edition
- Posted: 07/08/2010 |PDF
- Live Well, Work Well June Edition
- Posted: 6/10/2010 |PDF
- Live Well, Work Well May Edition
- Posted: 05/05/2010 |PDF
- Live Well, Work Well April Edition
- Posted: 04/01/2010 |PDF
- Live Well, Work Well March Edition
- Posted: 02/25/2010 |PDF
- Live Well, Work Well February Edition
- Posted: 01/26/2010 |PDF
- Live Well, Work Well January Edition
- Posted: 01/06/2010 |PDF
- Live Well, Work Well: December Edition
- Posted: 12/10/2009 |PDF
- Live Well, Work Well: November Edition
- Posted: 11/03/2008 |PDF
- Live Well, Work Well: October Edition
- Posted: 10/16/2009 |PDF
- Legislative Brief: Michelle's Law
On October 9, 2008, President Bush signed and enacted Michelle’s Law, an amendment to the Employee Retirement Income Security Act (ERISA), the Public Health Service Act (PHSA), and the Internal Revenue Code (IRC). This law ensures that dependent students who take a medically necessary leave of absence do not lose health insurance coverage. Michelle’s Law is named after a New Hampshire college student, Michelle Morse, who continued her studies while battling colon cancer in order to maintain health insurance coverage under her parents’ plan. Michelle died of colon cancer in November 2005 at the age of 22.
The new federal coverage mandate applies to health plans governed by ERISA, the PHSA and the IRC, and is effective for plan years beginning on or after October 9, 2009. Calendar year plans must comply beginning January 1, 2010.
- Posted: 09/30/2009 |PDF
- Live Well, Work Well: September Edition
- Posted: 09/24/2009 |PDF
- The Hidden Costs of Healthcare
- Posted: 09/03/2009 |PDF
- Perspectives: Comparing MSAs, HSAs, HRAs and FSAs - Which Approach Is Best?
- Posted: 07/13/2009 |PDF
- Perspectives: Increasing Healthcare Costs and Your Employee Health Plan
- Posted: 07/13/2009 |PDF
- Perspectives: Consumer Directed Healthcare - The Employer Perspective
- Posted: 07/13/2009 |PDF
- Perspectives: Engaging Beneficiaries in Health Promotion
- Posted: 01/01/2008 |PDF