With the increased cost sharing for employees in today’s medical plans, voluntary benefits are playing an increasingly important role.

It is very important that the voluntary products offered to employees have the same level of scrutiny as those core benefits paid for by the employer and truly supplement or complement the current benefit offerings.  It is imperative that voluntary products give employees access to benefits that add value and do so at the best contract terms and prices. 

These supplemental benefits should not be presented to employees by individuals who are paid on a commission basis from the insurance company.  Employees need customized communications that clearly present their choices, items to consider when making decisions, and have access to resources and people who can answer their questions with their best interests in mind.

At Progressive Benefit Solutions, we work with employers ever day to help them offer voluntary benefits that add value to their overall benefit programs.