Individual Health Insurance
Helping each individual find the right policy for them and their families
Consumer Directed Approaches
Working with clients to help their employees become more engaged in their healthcare
Wellness Programs
Developing comprehensive wellness programs to help alleviate the strain of health care costs
Life, Disability & Worksite Benefits
Ensuring that employees and employers are protected
HR Consulting
We provide expert HR consulting support to start-up companies and small to mid-sized employers
Life, Disability, & Worksite Benefits
Arguably the second most important benefit for employees is LTD. An employee’s most important asset is their ability to earn income, and LTD protects the employee and their family if they have a long term disability.
At Progressive Benefit Solutions, we are experts in LTD. The contracts for LTD are complex and vary considerably among carriers. In addition, there are many terms that can be adjusted if you know where to look and what to ask. Understanding how to leverage the tax code is another important aspect with LTD.
Overall, LTD is such an important, yet complex benefit, that it is critical that employers have the right firm to guide them to ensure their benefit has the highest value and not simply the lowest price.